It sounds like you’re describing a Merchant of Record (MoR). This is where customers pay a third-party service, which then handles payments, compliance, and then pays you.
Check out gumroad, lemon squeezy and maybe Paypal.
Do you plan to get paid from Argentine customers? If not, maybe you can consider opening a US entity through Stripe Atlas, get a quasi-bank US account through Mercury and send the received amount to Argentina via SWIFT.
No, my ucstomers would be in the US and Europe. This is a SaaS for developers. Create a US entity through Atlas is exactly what I want to avoid. I'd prefer something simpler, where I can get paid (even if they get a high cut like 5%), and then send that money to Paypal or a bank account.
Completely off topic, but developing products for developers (especially subscriptions) is difficult.
I say this as someone who has been selling to developers for 30 years as one of my core functions.
It's hard to sell to a group who premise their buying with "I could knock this up in a weekend , and do it better." Not to mention all the developers who have no work to do so code "alternatives" to Show HN.
I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand. My advice is - there are easier groups to sell to.
I don't want to invest money in a project that I am not sure is going to make any returns. Also, don't want to pay taxes in the US with Atlas, maintain a corporation there, etc.
> Running a smaller business takes the same amount of work as running a bigger one.
It does however, take a lot more capital to run the bigger one. From a personal perspective the opportunity cost of starting the bigger company is all the luxuries and security that cash-in-hand brings, not to mention the possibility of an even better business opportunity arising in the future.
Inadequate capital is a reason a lot of businesses are not viable. Thus a reason to forgo the idea.
But to be more direct, it takes as much effort to run an umdetcapitalized smaller business as iIt does to run an undercapitalized larger one and in both cases you are hoping for luck.
Not only is hope not a plan, the upside of good fortune with a smaller business is smaller than the upside of good fortunes with a larger one.
Finally, adequate capitalization is the high level bit of designing a business. Ideas are so abundant as to be worthless and cash is king.
> I don't want to invest money in a project that I am not sure is going to make any returns.
That's the underlying risk of being an entrepreneur. If it were a sure thing, everyone else would be doing it. This isn't a comment about Stripe Atlas but about the whole thing being a gamble. If you don't have the stomach for that kind of a gamble at large, being entrepreneur isn't for you.
It's easy to buy shares of Uber on the stock exchange after they went public, it's way harder to put down money on Uber in 2008. And you could be Flywheel instead of Uber.
It sounds like you’re describing a Merchant of Record (MoR). This is where customers pay a third-party service, which then handles payments, compliance, and then pays you.
Check out gumroad, lemon squeezy and maybe Paypal.
Also FastSpring.com
Leftfield suggestion: Clickbank.com
Maybe you could tell us in which country you operate ? Would help to find the right psp
Argentina
Do you plan to get paid from Argentine customers? If not, maybe you can consider opening a US entity through Stripe Atlas, get a quasi-bank US account through Mercury and send the received amount to Argentina via SWIFT.
No, my ucstomers would be in the US and Europe. This is a SaaS for developers. Create a US entity through Atlas is exactly what I want to avoid. I'd prefer something simpler, where I can get paid (even if they get a high cut like 5%), and then send that money to Paypal or a bank account.
Completely off topic, but developing products for developers (especially subscriptions) is difficult.
I say this as someone who has been selling to developers for 30 years as one of my core functions.
It's hard to sell to a group who premise their buying with "I could knock this up in a weekend , and do it better." Not to mention all the developers who have no work to do so code "alternatives" to Show HN.
I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand. My advice is - there are easier groups to sell to.
> I survived by finding an incredibly tiny niche - really a tiny niche in a tiny niche - plus doing a lot of other work while building a brand
You and thousands more.
Can't you just use PayPal for accepting one-time or subscription payments?
Paddle and Rebill also seem to support Argentina.
https://www.paddle.com/help/legal/sanctions/which-countries-... https://www.rebill.com/en/payment-and-subscription-solutions...
Curious why you want to avoid Atlas.
I don't want to invest money in a project that I am not sure is going to make any returns. Also, don't want to pay taxes in the US with Atlas, maintain a corporation there, etc.
A couple of my heuristics
1. Running a smaller business takes the same amount of work as running a bigger one.
2. A running a failing business takes more of the owner’s energy than running a successful one.
This thread exemplifies at least one of them because if the plan was a bigger business, you would not be spending time on alternatives to Stripe.
Business ideas can be feasible but not viable. If it does not pencil out, it doe not pencil out.
> Running a smaller business takes the same amount of work as running a bigger one.
It does however, take a lot more capital to run the bigger one. From a personal perspective the opportunity cost of starting the bigger company is all the luxuries and security that cash-in-hand brings, not to mention the possibility of an even better business opportunity arising in the future.
Inadequate capital is a reason a lot of businesses are not viable. Thus a reason to forgo the idea.
But to be more direct, it takes as much effort to run an umdetcapitalized smaller business as iIt does to run an undercapitalized larger one and in both cases you are hoping for luck.
Not only is hope not a plan, the upside of good fortune with a smaller business is smaller than the upside of good fortunes with a larger one.
Finally, adequate capitalization is the high level bit of designing a business. Ideas are so abundant as to be worthless and cash is king.
> I don't want to invest money in a project that I am not sure is going to make any returns.
That's the underlying risk of being an entrepreneur. If it were a sure thing, everyone else would be doing it. This isn't a comment about Stripe Atlas but about the whole thing being a gamble. If you don't have the stomach for that kind of a gamble at large, being entrepreneur isn't for you.
It's easy to buy shares of Uber on the stock exchange after they went public, it's way harder to put down money on Uber in 2008. And you could be Flywheel instead of Uber.
Opening and operating a UK ltd co is really cheap you could use that
Have you checked Paddle.com or 2Checkout?
i think your best option is to save up for stripe atlas
gumroad?